As an employee, most Americans pay Social Security taxes, among other payments. These taxes also fund the Social Security and Supplemental Security Income Disability (SSDI) programs. These programs provide financial assistance to individuals whose ability to earn a living is impacted negatively by a physical disability.
SSDI provides benefits to the disabled and their dependents if the disabled individual has paid the required amount of Social Security taxes and their claim is approved.
SSDI Benefits Extend to the Disabled and Their Dependents Too
SSDI benefits typically cover:
- Individuals who have paid Social Security taxes and have faced disability in the past three months
- Dependents of the disabled individual, depending on whether they meet eligibility criteria
Actual benefits include financial aid and medical insurance coverage as well. Check out our previous article “ Benefits of Social Security Disability ”, for a better idea of all the benefits.
SSDI Claims
Applying for SSDI benefits is a detailed procedure involving providing proof of disability, how it has affected the potential to work, and how employment opportunities are negatively impacted by the disability.
SSDI also provides assistance to family members of the disabled, depending on the fulfilment of eligibility criteria , and thus, is an eagerly sought-after assistance by those affected. For this reason, the approval process of benefits on disability claims is a stringent one and the screening process is quite thorough.
Here are some of the things an applicant must remember when applying for SSDI benefits:
- The burden of proving the disability is on the applicant. It must be proved, beyond doubt, that the disability prevents him or her from working and earning their livelihood, and hence is in need of financial assistance from the SSDI.
- Medical reports provided in support of the disability must be thorough. This aids the office of the SSDI claims in reviewing the claim quicker and more effectively. It also reduces the chances of an outright rejection or dismissal.
- Many more applications are received by the office of the SSDI than can be accommodated. More are rejected than accepted .
Choosing Professional Help
It is important to reach out to a professional SSDI lawyer when submitting a SSDI claim. Ensuring your documents are submitted correctly and forms are filled per the requirements is the first step to getting the claim noticed and approved.
Also, it is important to note that if an application is rejected the first time, an individual can appeal again. However, the papers and documents required may need modification.
The details that make up the SSDI are so vast, they stretch beyond the scope of this article. With a lawyer by your side, you can be sure your application has a higher chance of being accepted.
About Us:
Legal Rights Advocates, PLLC is a law firm that helps clients who are facing the potential of disability or struggling with unemployment as they battle disability. Our team of attorneys , over the years, has helped countless clients understand their SSDI claim better, guided them on the application process, and helped them win largely successful outcomes.
If you are interested in learning more about how a personal injury settlement works, call us at (855) 254-7841 for immediate assistance.
(855) 254-7841
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