Should Only Permanent Disability get SSDI Benefits?

Social Security Disability Insurance, or SSDI benefits, are granted only when physical disability is proved as per the regulations laid down by the Social Security Administration. SSDI benefit eligibility is rigorous, therefore just a handful of applications receive financial benefits. Typically, individuals with long-term and permanent disability are eligible to apply and receive SSDI benefits only after they have successfully proven their condition.

There are some states in which short-term, or temporary, disability benefits are applicable. Short-term benefits are paid by state governments, whereas SSDI is a federal benefit.

Short-Term or Temporary Disability Benefits

• Temporary disability programs apply to individuals affected by disability that does not threaten work or employment. The coverage is specific to state and may be purchased by individuals or employers.
• This coverage is in no way connected or associated with the SSDI or the Social Security Administration.
• Short-term disability benefits have a specific term, often not extend beyond 30 weeks. Terms vary by state. The California limit, for example is 52 weeks.
• Currently, individuals can access short-term disability in California, New York, New Jersey, Hawaii, and Rhode Island.

Qualifying for Short-term Disability

• Individuals applying for short-term disability coverage must be employed for a specific time period.
• There is a minimum income requirement, which applicants must meet to be eligible.
• The disability-inducing condition should not be work-related.

Injuries and Disabling Conditions Covered by Short-term Disability

Conditions such as pregnancy, illnesses that are not work-related, and even conditions such as recovering or rehabilitation from alcohol and drug addiction may be covered, depending on the state laws.

Contact a Professional, Now!

Contacting a professional is vital. Disability, whether short or long-term, can be overwhelming for an individual. Additional trauma may include not being able to get to work or to earn a living on your own terms. Filing for disability can prove to be an intense process and one that demands your total focus. It is important to have a clear understanding of terms; they can be confusing because of the laws involved. Because of the nuances involved in decoding legal eligibility criteria, it is best to reach out to an SSDI attorney.

Whether it is qualifying for short-term disability benefits, understanding state laws regarding your particular medical condition, or even getting down to actually filing for aid, you need help by your side.

Call (855) 254-7841 for immediate assistance.