Are You Receiving Debt Collection Calls For Someone Else?

Is a debt collection agency calling you looking for someone else? Have you told them they have the wrong person, or the wrong number, and they’ve continued to call looking for that person? If so, that is a violation of your rights under the Fair Debt Collection Practices Act (FDCPA). The Fair Debt Collections Practices Act (FDCPA) is a law set up to protect the consumer from debt collection harassment.

There have been numerous instances in which agents have violated consumers rights under the Fair Debt Collection Practices Act (FDCPA) by continuing to call looking for someone else.

Below are some things collection agencies may not do as it pertains to the FDCPA:

  • Use any abusive or obscene language
  • Make false or misrepresenting claims
  • Call before 8 AM or after 9 PM
  • Call more than 5 times in one day
  • Ask you to pay more than what is owed
  • Leave a voicemail not stating the company name or that it’s an attempt to collect debt
  • Continue to call after you advised them to stop
  • Make any threats such as legal action, garnishment, arrest, imprisonment, or bodily harm
  • Call you at work after you told them to not call at work
  • Contact any third party stating you owe a debt

Stop the harassment now!!! If you feel that a collection agency violated your rights as a consumer under the Fair Debt Collections Practices Act, Get FREE LEGAL HELP from Legal Rights Advocates!

Contact us at Legal Rights Advocates (855) 254-7841 as well as our website https://yourlegalrightsadvocates.com/ for help with our FREE services.

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