Stopping CU Recovery From Contacting A Third Party

Is someone else getting calls for you from a debt collector regarding your debt? Has a collection agency reached out to family or friends and disclosed information regarding your debt? If that is the situation, that is a violation of your rights under the Fair Debt Collection Practices Act (FDCPA). Legal Rights Advocates (LRA) can help put a stop to that Harassment from collection agencies such as CU Recovery.

The Fair Debt Collections Practices Act (FDCPA) is a law set up to protect the consumer from debt collection harassment. There have been instances in which agents from CU Recovery have violated consumers rights under the Fair Debt Collection Practices Act (FDCPA) by contacting a third party disclosing information about a consumer’s debt.

https://www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-debt-collection-practices-act-text#804

The following types of debt are covered under the Fair Debt Collections Practices Act:

  • Medical Bills
  • Credit Card
  • Mortgage
  • Auto Loans
  • Student Loans
  • Household Debts

Any debt occurred for business purposes are not covered under the Fair Debt Collections Practices Act.

Below are some things CU Recovery may not do as it pertains to the FDCPA:

  • Use any abusive or obscene language
  • Make false or misrepresenting claims
  • Call before 8 AM or after 9 PM
  • Call more than 5 times in one day
  • Ask you to pay more than what is owed
  • Leave a voicemail not stating the company name or that it’s an attempt to collect debt
  • Continue to call after you advised them to stop
  • Make any threats such as legal action, garnishment, arrest, imprisonment, or bodily harm
  • Call you at work after you told them to not call at work
  • Contact any third party stating you owe a debt

 

Please contact us at Legal Rights Advocates (855) 254-7841 as well as our website https://www.yourlegalrightsadvocates.com/ for help with our FREE services. Stop the harassment now!!!

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