California Residents Receiving Threatening Debt Collection Calls

Have you ever told a company, “You have the wrong number or wrong person?”

Typically, a debt collection agency purchases overdue debt from creditors pursuing consumers who owe the debt.  As a result, it is important that they recover loans in full as rapidly as possible. For this reason, their collection practices can be aggressive, and can cause stress to consumers who are contacted.

Understanding Debt Harassment By Midwest Credit and Collection Inc.

The Fair Debt Collection Practices Act or the FDCPA is a law that describes illegal activities that collection agencies are forbidden to do. The law recognizes that overdue debt is a cause for great anxiety and trauma by itself. When clubbed with collection efforts, the trauma of debt collection can spill over and turn into harassment. As a result, the FDCPA was set up to protect the interests of consumers who are already grappling with the burden of a loan that they are unable to repay grouped with aggressive follow-up and collection tactics. It’s outline, thus is to aim to protect consumers from abuse, threat, and harassment.

Below is the link to a Government site that covers the violations in the FDCPA that collection agencies will often violate:

https://oag.ca.gov/consumers/general/debt-collectors

If you feel that Midwest Credit and Collection Inc has violated your rights as a consumer under the California Fair Debt Collections Practices Act, Get FREE LEGAL HELP from Legal Rights Advocates! Contact us at (855) 254-7841 as well as our website

https://yourlegalrightsadvocates.com

https://www.bbb.org/us/ma/lawrence/profile/litigation-lawyer/legal-rights-advocates-0021-136487

 

 

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