Have you been wondering who has been calling you, or if they are contacting the correct person/ party?
Aggressive Collection Practices and Debt Collection Harassment
Here are the FDCPA outlines that enforce debt collection practices, and which, if found violated by Midwest Credit and Collection Inc. , can result in consumer harassment.
- Identification: Debt collectors must identify themselves and provide their identity while also informing consumers that information gleaned may be utilized in further debt collection efforts.
- Details of Creditor: Debt collectors must inform consumers about the entity they are collecting debt on behalf of. This includes leaving contact details with the consumer so that there is no ambiguity around the creditor’s identity.
Collection Agencies will often start conversations by asking your full name, address, and the last four digits of your social security number. It can be a very strange way of starting a conversation for the first time. It may sound strange, but collection agencies must make sure they are talking to the correct party before talking about any debt. I have had many clients tell me that they were called for their mother, father, or son or daughters debt because they have a similar name like Junior or Senior. They will also leave messages without saying the name of their company, or that it’s an attempt to collect a debt. Both of those are violations. If this has happened, contact us for a FREE Consultation.
If you feel that Midwest Credit and Collection Inc has violated your rights as a consumer under the California Fair Debt Collections Practices Act, Get FREE LEGAL HELP from Legal Rights Advocates! Contact us at (855) 254-7841 as well as our website
https://yourlegalrightsadvocates.com
https://www.bbb.org/us/ma/lawrence/profile/litigation-lawyer/legal-rights-advocates-0021-136487
(855) 254-7841
(855) 254-7841
