Are you a South Carolina resident and someone else is getting calls for you from a debt collector regarding your debt? Has a collection agency reached out to family or friends and disclosed information regarding your debt? If that is the situation, that is a violation of your rights under the South Carolina Fair Debt Collection Practices Act (FDCPA). Legal Rights Advocates (LRA) can help put a stop to that Harassment from collection agencies such as Asset Recovery Associates.
The South Carolina Fair Debt Collections Practices Act (FDCPA) is a law set up to protect the consumer from debt collection harassment. There have been instances in which agents from Asset Recovery Associates have violated consumers rights under the South Carolina Fair Debt Collection Practices Act (FDCPA) by contacting a third party disclosing information about a consumer’s debt.
Below are some things Asset Recovery Associates may not do as it pertains to the South Carolina FDCPA:
- Use any abusive or obscene language
- Make false or misrepresenting claims
- Call before 8 AM or after 9 PM
- Call more than 5 times in one day
- Ask you to pay more than what is owed
- Leave a voicemail not stating the company name or that it’s an attempt to collect debt
- Continue to call after you advised them to stop
- Make any threats such as legal action, garnishment, arrest, imprisonment, or bodily harm
- Call you at work after you told them to not call at work
- Contact any third party stating you owe a debt
The following types of debt are covered under the South Carolina Fair Debt Collections Practices Act:
- Medical Bills
- Credit Card
- Mortgage
- Auto Loans
- Student Loans
- Household Debts
Any debt occurred for business purposes are not covered under the South Carolina Fair Debt Collections Practices Act.
Please contact us at Legal Rights Advocates (855) 254-7841 as well as our website https://yourlegalrightsadvocates.com/ for help with our FREE services. Stop the harassment now!!!
(855) 254-7841
(855) 254-7841
