Receiving Harassing Calls From Spire Recovery Solutions?
LEGAL RIGHTS ADVOCATES HAS YOUR SOLUTION.
YOU COULD RECEIVE UP TO $1,000 IN COMPENSATION.
STOP DEBT ABUSE NOW!
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(855) 254-7841
Rocio Estrada2023-10-16When Mark said, “ I’m looking into it right away”, he means just that. His actions matched his words. Very professional! Straight forward! Highly, highly recommend. Greatly appreciate them! Thanks again!
Eber Hays2023-10-16Mark was awesome and super accommodating. I called him multiple times, and he walked me through what steps I should take to verify information related to a possible debt collectors harassment. Should I ever have any further issues like this in the future I'm definitely going to be giving him a call back.
Patrick Kelley2023-10-16Mark was extremely helpful, knowledgeable and professional. Things were handled quickly and I'm glad I called them to help me. Highly recommended.
Willson Soth2023-10-16Working with Mark was the best experience of my life. Very knowledgeable and always make me feel secure and have a piece of mind. He help with my father case and it’s always a fast response. He always follow up with you and explain in depth with you. Highly recommended.
Lisa SuccessMindset (44&lovinit)2023-10-13Are you having issues with collection agencies? Call Legal Rights Advocates! They are courteous, efficient , and go above and beyond. Thank you all so much!
Madeline Moore2023-10-11LRA went above and beyond to manage my case. Mark and the team communicated promptly and effectively between parties and handled business exceedingly well. There is always an open line of communication, and any doubt or uncertainty was diminished. Mark is a “to-the-point” advocate for his clients, while working tirelessly handling claims. Fear never arose during my case because of the dedication and authority this team provides. I was made well aware of the legalities, processes, and provisions. I would recommend this team to ANYONE going into an advocacy battle. This is the team you want, to have your back! Executed the case tremendously well. Kudos to this group! Mark’s professionalism is unmatched.
Ricky Bell2023-10-05Good morning I want to share my experience with default Mark who answer my email took the time heard my complaint from beginning to end and saw that it was a solution I haven't met him personally to talk with him on the phone he was more than professional just want to say thank you Mark
Cathy Rogers2023-10-01Mark was knowledgeable, prompt and courteous. He worked confidently and diligently on my case. I definitely recommend this firm and will contact them again should the need arise.
Cassie Cloyd2023-09-27Wow! Im super impressed with Mark Gazda! I was getting 8-10 phone calls a day from a debt collector for MONTHS all on different numbers and it was severely affecting my ability to apply for jobs and even use my phone. I contacted the Legal Rights Advocates, Inc. and was matched with an incredibly knowledgeable member who not only helped me settle my debt but also won my case for me!! The settlement i got was well above my expectations and im super thankful for Mark Gazda for taking care of this major stressor in my life, he was friendly and so so helpful!
Stop Harassing Collection Calls From Spire Recovery Solutions
Approved under the consumer protection act, the Fair Debt Collection Practices Act (FDCPA) protects your rights against unfair, abusive and deceptive collection behavior.
FDCPA violations by Spire Recovery Solutions may include:
Call more than 5 times in one day
Calling before 8am or after 9pm
Use any abusive or obscene language
Contact any third party stating you owe a debt
Violence threats or any intent to harm you
Ask to pay more than what is owed
Make false or misrepresenting claims
Legal threats that you'll be arrested
We're Ready To Fight For You
Violations made by Spire Recovery Solutions can result in favorable decisions such as:
Cash Compensation
Receive up to $1,000 in compensation.
Trade line deletion
Removal of negative reporting to credit
Debt Waiver
You will be paid in full amount
Cease and Desist
All communication from collector to consumer
(855) 254-7841Who is Spire Recovery Solutions?
Spire Recovery Solutions is a collection agency that buys consumer debt from third party creditors. The company takes over consumer and commercial debts as well as court-ordered judgements to help recover loans that are overdue. There have been instances where agents of Spire Recovery Solutions have been associated with different types of debt harassment as it pertains to The Fair Debt Collection Practices Act.
Typically, a debt collection agency purchases overdue debt from creditors, pursuing consumers who owe the debt, and eventually recovering their own costs from this overdue debt. As a result, it is important that they recover loans in full and as rapidly as possible. For this reason, their collection practices can border on aggression; at times causing stress to consumers who are contacted for the purpose of debt collection.
Understanding FDCPA and How It Is Applicable to Spire Recovery Solutions
The Fair Debt Collection Practices Act or the FDCPA is a law that outlines behavior practices for debt collection agencies. The law recognizes that overdue debt is a cause for great anxiety and trauma by itself. When clubbed with collection efforts, the trauma of debt collection can spill over and turn into harassment.
As a result, the FDCPA was set up to protect the interests of consumers who are already grappling with the burden of a loan that they are unable to repay coupled with aggressive follow-up and collection tactics. It’s outline, thus is to aim to protect consumers from abuse, threat, and harassment.
Ideally, consumers must note the numbers associated with Spire Recovery Solutions:
Why is Spire Recovery Solutions (SRS) Calling Me?
If you are one of the many consumers who have fallen behind on their bills and are now receiving calls from Spire Recovery Solutions (SRS), you may be wondering why they are contacting you.
The truth is that SRS is a debt collection agency that is tasked with recovering outstanding debts on behalf of its clients. This can be a distressing and intimidating experience, and it is important to understand your rights and how to protect yourself from harassment.
Is SRS Not Flexible When Negotiating Payments?
SRS Debt Collection may also be inflexible when it comes to negotiating payment plans or other arrangements with consumers. Some consumers report that SRS collectors are unwilling to work with them to find a solution that fits their financial situation. This lack of flexibility can lead to further financial hardship for consumers and may exacerbate the stress associated with debt collection.
Consumers should be aware of the perils associated with Spire Recovery Solutions (SRS) Debt Collection. It is essential to understand your rights as a debtor and to seek help from a reputable legal rights attorney.
Is SRS Implementing Any Of This Aggressive Collection Practices On You?
Here are the FDCPA outlines that enforce debt collection practices, and which, if found violated by Spire Recovery Solutions, can result in consumer harassment.
- Identification: Debt collectors must identify themselves and provide their identity while also informing consumers that information gleaned may be utilized in further debt collection efforts.
- Details of Creditor: Debt collectors must inform consumers about the entity they are collecting debt on behalf of. This includes leaving contact details with the consumer so that there is no ambiguity around the creditor’s identity.
- Communicating Consumer Rights: Consumers have their rights, which include disputing the debt itself. Debt collectors must communicate this to consumers.
- Verification of the Debt: Once the consumer has been contacted, the collector must provide them with a notice to the effect that they can request debt verification. If the request for debt verification does come through, debt collectors need to provide the consumer with proof in the form of a receipt or a record of the overdue debt. Read about the validation of debt .
- Misrepresenting Information: Any kind of misinformation is illegal, whether it is details of the debt or providing false information regarding their own identities or that of the creditor. Debt collectors are bound to provide correct details regarding all aspects of the debt to the consumer.
- Contacting Consumers: A debt collector cannot contact consumers before 8 a.m. or after 9 p.m. Once a consumer has stated refusal to pay up, legal action can be taken up depending on the reasons for refusal. However, continuing to contact the consumer or making frequent calls can be construed as harassment and the consumer would be well within their rights to take-action against this harassment.
- Threatening the Consumer: Debt Collectors cannot threaten consumers with potential legal action or tell the consumer they will be sent to prison. Using abusive language is also prohibited. https://www.law.cornell.edu/uscode/text/15/1692e
- Informing Others About the Debt: Debt collectors cannot leave details of the debt with anybody other than the consumer. It is also illegal to make the debt public. Read more on the acquisition of local information .
- https://www.law.cornell.edu/uscode/text/15/1692c
Taking Action Against Spire Recovery Solutions Debt Harassment
There are steps that individuals can take to combat Spire Recovery Solutions in the case of Debt Harassment.
One of the most important steps is to educate yourself on your rights under the Fair Debt Collection Practices Act (FDCPA). This legislation regulates the behavior of debt collectors and sets strict guidelines for how they can interact with individuals.
It’s also crucial to document all interactions with Spire Recovery Solutions and other debt collection agencies. This includes keeping a record of all phone calls, letters, and visits, as well as noting down any threats or harassment.
Lastly but not less important is seeking professional help from a reputable legal rights attorney such as Legal Rights Advocates.
What Our Clients Are Saying
