Does Superlative RM Keep Calling You?
LEGAL RIGHTS ADVOCATES HAS YOUR SOLUTION.
YOU COULD RECEIVE UP TO $1,000 IN COMPENSATION AND MAKE THEM STOP!
STOP DEBT COLLECTION ABUSE NOW!
FREE CONSULTATION:
(855) 254-7841
Rocio Estrada2023-10-16When Mark said, “ I’m looking into it right away”, he means just that. His actions matched his words. Very professional! Straight forward! Highly, highly recommend. Greatly appreciate them! Thanks again!
Eber Hays2023-10-16Mark was awesome and super accommodating. I called him multiple times, and he walked me through what steps I should take to verify information related to a possible debt collectors harassment. Should I ever have any further issues like this in the future I'm definitely going to be giving him a call back.
Patrick Kelley2023-10-16Mark was extremely helpful, knowledgeable and professional. Things were handled quickly and I'm glad I called them to help me. Highly recommended.
Willson Soth2023-10-16Working with Mark was the best experience of my life. Very knowledgeable and always make me feel secure and have a piece of mind. He help with my father case and it’s always a fast response. He always follow up with you and explain in depth with you. Highly recommended.
Lisa SuccessMindset (44&lovinit)2023-10-13Are you having issues with collection agencies? Call Legal Rights Advocates! They are courteous, efficient , and go above and beyond. Thank you all so much!
Madeline Moore2023-10-11LRA went above and beyond to manage my case. Mark and the team communicated promptly and effectively between parties and handled business exceedingly well. There is always an open line of communication, and any doubt or uncertainty was diminished. Mark is a “to-the-point” advocate for his clients, while working tirelessly handling claims. Fear never arose during my case because of the dedication and authority this team provides. I was made well aware of the legalities, processes, and provisions. I would recommend this team to ANYONE going into an advocacy battle. This is the team you want, to have your back! Executed the case tremendously well. Kudos to this group! Mark’s professionalism is unmatched.
Ricky Bell2023-10-05Good morning I want to share my experience with default Mark who answer my email took the time heard my complaint from beginning to end and saw that it was a solution I haven't met him personally to talk with him on the phone he was more than professional just want to say thank you Mark
Cathy Rogers2023-10-01Mark was knowledgeable, prompt and courteous. He worked confidently and diligently on my case. I definitely recommend this firm and will contact them again should the need arise.
Cassie Cloyd2023-09-27Wow! Im super impressed with Mark Gazda! I was getting 8-10 phone calls a day from a debt collector for MONTHS all on different numbers and it was severely affecting my ability to apply for jobs and even use my phone. I contacted the Legal Rights Advocates, Inc. and was matched with an incredibly knowledgeable member who not only helped me settle my debt but also won my case for me!! The settlement i got was well above my expectations and im super thankful for Mark Gazda for taking care of this major stressor in my life, he was friendly and so so helpful!
Stop Harassing Collection Calls From Superlative RM
Approved under the consumer protection act, the Fair Debt Collection Practices Act (FDCPA) protects your rights against unfair, abusive and deceptive collection behavior.
FDCPA violations may include:
Call more than 5 times in one day
Calling before 8am or after 9pm
Use any abusive or obscene language
Contact any third party stating you owe a debt
Violence threats or any intent to harm you
Ask to pay more than what is owed
Make false or misrepresenting claims
Legal threats that you'll be arrested
We're Ready To Fight For You
Violations made by debt collectors can result in favorable decisions such as:
Cash Compensation
Receive up to $1,000 in compensation.
Trade line deletion
Removal of negative reporting to credit
Debt Waiver
You will be paid in full amount
Cease and Desist
All communication from collector to consumer
(855) 254-7841Who is Superlative RM?
Superlative RM, is a notorious collection agency that has gained infamy for its relentless pursuit of outstanding debts. With a long list of unhappy debtors, the company’s aggressive tactics and intrusive communication methods have left a negative impression on many individuals. As a collection agency, Superlative RM’s primary objective is to recover unpaid debts on behalf of creditors, a task they perform with vigor and determination.
Contact Information:
- Superlative RM Address: PO Box 967, Elk Grove, CA 95759, USA
- Phone: 888-441-4544
- Email: info@superlativerm.com
Superlative RM’s calls and messages are unwelcome reminders of financial obligations, causing stress and anxiety for debtors who find themselves on the receiving end of their relentless communication. The company’s aggressive nature and persistent pursuit of debts have led many to view them as an unscrupulous entity, often questioning their legitimacy and methods.
Why is Superlative RM Calling Me?
If Superlative RM is calling you, it’s highly likely that you owe a debt to one of their clients. As a collection agency, they are tasked with recovering debts on behalf of creditors who have enlisted their services. The reasons behind their calls are clear—to remind, negotiate, and ultimately collect outstanding debts, with the ultimate goal of bringing delinquent accounts up to date.
Their communication methods may seem relentless and even invasive, but it’s essential to remember that they are operating within the confines of their role as a debt collection agency. While the calls may be stressful and the frequency overwhelming, it’s crucial to address your financial obligations responsibly and communicate with Superlative RM regarding your circumstances.
However, it’s vital to be aware of your rights as a debtor under the Fair Debt Collection Practices Act (FDCPA). The FDCPA restricts the actions of debt collectors, including Superlative RM, to prevent harassment and ensure fair treatment of debtors. Debtors have the right to request written validation of the debt and dispute any inaccuracies. Moreover, collection agencies must cease communication if requested, except for certain specific purposes, such as informing the debtor of their intentions or legal action.
Is Superlative RM Legit or are They a Scam?
Superlative RM is indeed a legitimate collection agency, authorized to operate within the bounds of the law to recover debts on behalf of creditors. However, their aggressive tactics and lack of transparency in certain cases have led some individuals to question their practices and legitimacy.
It’s essential to differentiate between reputable collection agencies, like Superlative RM, which adhere to the FDCPA, and illegitimate scammers who impersonate collection agencies to exploit vulnerable individuals. These fraudulent entities often resort to harassment and deception to unlawfully extract money from debtors, causing immense distress and financial harm.
If you are uncertain about the legitimacy of a call or text from Superlative RM, you have the right to request written validation of the debt. Legitimate collection agencies are required to provide written verification of debts upon request. If you suspect that you are dealing with a scammer impersonating Superlative RM or any other collection agency, report the incident to the Federal Trade Commission (FTC) and your state’s attorney general’s office immediately.
Can Superlative RM Sue Me or Garnish My Wages?
Superlative RM, like any other legitimate collection agency, does not have the direct authority to sue you or garnish your wages without proper legal authorization. Their primary purpose is to communicate with debtors to recover outstanding debts on behalf of their clients, the creditors.
Before resorting to legal action, Superlative RM typically sends notifications and demands for payment to the debtor. If you fail to address the debt or come to a resolution, they may escalate the matter to their client, who could decide to pursue legal action through the appropriate channels.
It’s crucial to understand that garnishing wages typically requires obtaining a judgment from the court. This involves legal proceedings, and the court must rule in favor of the creditor. While Superlative RM may not directly garnish your wages, they can take necessary steps to initiate legal proceedings on behalf of the creditor if deemed necessary.
If you receive threats of legal action from Superlative RM, ensure that they are lawful and supported by a legitimate debt. If you are uncertain about your rights or the validity of the debt, consult with a legal advisor to understand your options and avoid any undue stress.
Is Superlative RM Harassing You?
Collection agencies, including Superlative RM, have the right to communicate with debtors to recover outstanding debts. However, there are strict laws in place to prevent harassment and ensure that debtors are treated fairly and respectfully.
Despite their legitimate role as a collection agency, Superlative RM may resort to harassment tactics, which are illegal and unacceptable. Some of the possible harassment tactics include:
- Excessive Calls and Messages: Superlative RM bombards debtors with an incessant stream of unsolicited phone calls and text messages, often several times a day.
- Threatening Behavior: Using intimidation or threats of violence, harm, or imprisonment to coerce payment.
- Calling Outside Allowed Hours: Contacting debtors before 8 a.m. or after 9 p.m. in their time zone, except with explicit permission.
- Discussing Debt with Third Parties: Revealing details of the debt to family, friends, or employers without the debtor’s consent.
- Using Abusive Language: Employing profanity or abusive language during communication with the debtor.
If Superlative RM engages in any of these harassment tactics or other forms of abusive behavior, it is crucial for debtors to document their actions and report them to the Consumer Financial Protection Bureau (CFPB) and their state’s attorney general’s office. Additionally, debtors have the right to request that Superlative RM cease all communication, except for specific legal purposes, such as informing the debtor of their intentions or legal action.
Can Legal Rights Advocates Help Me File a Lawsuit Against Superlative RM?
For individuals who believe that Superlative RM or any other collection agency has engaged in unlawful harassment or violated their rights as debtors, consulting with an experienced legal team like Legal Rights Advocates Law Firm can be a prudent step.
Legal Rights Advocates Law Firm specializes in consumer protection and is well-versed in handling cases involving debt collection practices. While they primarily focus on defending consumers against unlawful practices by debt collectors, including collection agencies like Superlative RM, they can also offer valuable guidance and assistance.
If you find yourself facing harassment or questionable practices from Superlative RM, it’s crucial to be proactive and understand your rights as a debtor. Seek professional legal advice to ensure you have a clear understanding of your situation and the available options.
In conclusion, Superlative RM, as a collection agency, operates with the primary objective of recovering debts owed to their clients, the creditors. While their tactics may be aggressive, it’s essential to differentiate between legitimate collection agencies adhering to the law and scammers who exploit debtors unlawfully. Understanding your rights and responsibilities as a debtor, communicating transparently, and seeking legal advice when needed will help you navigate the complexities of debt collection and protect your interests.
Superlative RM Phone Numbers
Yes, debt collection agencies like Superlative RM may use multiple phone numbers to contact individuals. This is a common tactic used by debt collectors to increase their chances of reaching the debtor and getting a response.
Some of their most commonly used phone numbers are:
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