Learn How to Stop Bill Collector Harassment At Work and Home

Stop Bill Collector Harassment.

If you’re facing offensive behavior from a debt collector for an unpaid, overdue debt, you’re facing what is probably debt related harassment. This Bill Collector Harassment could be in the form of personal communication via mail or even over the phone in the form of harassing calls.

Who are bill collectors?

Bill collectors are also called debt collectors. They make collections on behalf of organizations or entities. For bill collectors, payment for their own efforts may happen only after a debt is paid off, hence they do not shy away from using harassing practices despite being instructed not to. Most bill collectors come or call with the intent to collect immediately, on the spot. When this doesn’t happen, they resort to unethical behavior.

Often the only way to stop harassment caused by bill collectors is through legal means.

What is harassment by bill collectors and how do you stop it?

Collection of overdue debt is a legal thing to do. Also, there is nothing in law to stop creditors from collecting their dues in the right manner. However, most debt collectors end up making non-stop collection calls to debtors, even when instructed not to. Or they call up at odd hours like early in the morning or late in the night.

Other behaviors that are seen as Bill Collector Harassment include:

• Issuing threats and speaking about bringing a lawsuit without enough grounds to do so.
• Speaking about the debt owed by the consumer to people other than them. This includes family members and friends or coworkers.
• Putting pressure on the consumer to pay off the debt in any manner possible, including by selling off other assets, etc.
• Not bothering to check if the consumer they are calling is the correct one; not checking validity of the calls/debt.
• Telling lies in order to intimidate, confuse or stress the consumer.
• Not identifying themselves or providing the identity of the entity or organization on whose behalf they’re calling.

It is important to stop the  harassment caused by bill collectors , whether personally or through phone calls, so that the debt can be verified. At times, the harassing behavior can leave an individual so confused, they would do whatever they are told just to stop it. This could mean not even verifying whether the debt is owed by them or not.

How do you stop the Bill Collector harassment?

Because bill collectors will usually not stop their harassing behavior, it is important for consumers to protect themselves. Consumers are protected from debt related harassment by law. Here are certain steps that can be taken as a safeguard:

• Find out the identity and verify whether you actually owe the debt.
• Write to the agency or entity or organization to Stop the Bill Collector Harassment and the calls by the bill collector.
• Register your number in the national Do Not Call registry.

However, you may still need legal help to ensure the problem stops.

Attorneys conversant with consumer protection laws can help you take active steps to restrict a bill collector, thus stopping the harassment as well. Vital steps like ensuring proof of communication, copies of letters written to the entity, etc. are all legal instruments that can help you stop the harassment. So, if you, or someone you know is being hounded for debt collection by a bill collector, make sure you seek legal help from someone who understands the law better.

About Us

Legal Rights Advocates, PLLC is a law firm that specializes in helping clients who are facing harassment from bill collectors in any form, including telephone calls. Our team of attorneys, over the years, has helped countless clients get protections from debt collection practices that are deemed as unlawful and illegal.

If you are interested in learning more about how to safeguard yourself better from debt harassment, call us at (855) 254-7841 for immediate assistance.